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My parents live together, in Massachusetts, still married. Dad has a pension of $65,000 through the state of Connecticut which includes BCBS as a secondary payer source. They are both on Medicare and are receiving SSI, mom SSDI. We have come to a point where mom is unsafe to be home. Dad is unable to care for her due to his own health issues. To have a private company come in 24/7 is cost prohibitive. Family coming in is not a viable alternative as we have to work to support families. They cannot afford Assisted living. My father-in-law was able to utilize MassHealth for long term care even though he was receiving a pension and SSI at the time. Is there a way for us to do this for my Mom as well?

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Nobody with $65K gets SSI
Supplemental Security Income (SSI) is a Federal income supplement program funded by general tax revenues (not Social Security taxes):
It is designed to help aged, blind, and disabled people, who have little or no income; It provides cash to meet basic needs for food, clothing, and shelter.
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