I was required to sign an accelerated death benefit disclosure which is basically a lien on my policy which will be paid out to the nursing home if I become terminally ill. I am in NY.
How do you document paying an adult child caregiver during Medicaid spend down period?
Who ultimately is responsible for finding a 'Medicaid bed/ placement'?
If Mom goes on hospice will we still pay privately or will Medicare pick it back up due to hospice care?