A major worry I have is my Mom's access to her bank account. She and my Dad both share an account. Into this account goes their retirement income. With them being in a SNF, this income will now completely go towards those costs. (Solely medical costs and that's it.) My Mom doesn't have dementia but she's very sympathetic to my sibling's situation. They're in a spot where for YEARS they depended on my parents to help pay their bills. (I didn't know to what extent until I recently started taking care of their bills and accounting. WOW.) This sibling is estranged so I don't talk to this sibling anymore in fear of them causing a huge problem for me personally. This sibling only talks to Mom. Anyway, recently, despite having Assisted Living bills to pay, my Mom willingly took several thousand dollars out and just handed it over to this sibling for their financial hardship. Myself, another sibling and my Dad got SO mad but that's all we could do. We couldn't demand the money back or change her mind. Needless to say, Mom and Dad got by ON THE WIRE that month. Myself and another sibling had to pitch in and pay bills here and there just to get them by. Anyone else in this situation? I thought about moving their income into a new account. No commingling of funds with me, but just a different account they won't have access to so that I can peacefully pay their medical bills w/o worry that it might suddenly disappear the next time my mom pities my sibling. It's annoying that a grown adult needs to be bailed out by their disabled parents. It's a shame. Really!