My mom (now age 92) has had home care (private pay) services in her house for the last 5 years. As you can imagine, the cost has been prohibitively high. Now I am at a crossroads, feeling I have to make a change to facility care, just to preserve her dwindling finances. Have been looking into alternative sources of funding and also the types of eligible facilities. So here's the question:
Would it be better to move her into a private pay facility and sell the house, which would probably buy her another 3 years before she would have to go to a Medicaid facility OR
Go into a Medicaid facility which will from what I've seen be really depressing for her and probably start her demise?
An attorney I've consulted recommends just going right to a Medicaid approved facility to avoid the trauma of a later move when she is older. I don't necessarily agree.
Thanks for any and all responses on a question with probably no "right" answer.