I've asked this question a few different ways, but I can't figure out if my mom should continue to pay the medicare supplement for plan F or if she should put that money toward her board and care in the assisted living facility? Medicare covers the doctors coming to the facility. What is the real likely hood she would ever be in the hospital for more than 60 days? She really needs to money to pay her board and care, and I don't know how long I will be able to supplement her...its has become a real financial burden on my family. I'm just trying to figure out how to cut back where it makes sense.