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It really depends upon what kind of POA you have. If it is the "springing" variety, then you may need documentation from a doctor. If it is a durable POA, then you should simply be able to use it at the bank. Talk to a bank officer.
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In my state you are required by law to register the POA with the Register of Deeds office, in the county where the person resides. Their office records it. The document then has an assigned Book and page number and is viewable on-line. The banks and other places here require that in order to start dealing with you as a POA.

Depending on your mother's condition, you should confirm you have the right kind of POA. Is it Durable?

I'm not sure what you mean as POA on her bank account. Do you mean that you are joint on the bank account? There is a difference in signing on a joint account and signing on her behalf as her POA. I would speak with an attorney in your state about those differences.

If she has Social Security funds going into that bank account, I would look into the requirements regarding becoming a Beneficiary Payee. Even if you are the POA, you are supposed to become a Beneficiary Payee in order to handle those funds.
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