Recap of my story: My 83-year old mom is in early stages of dementia and in India. I arranged mostly 24/7 care for her (the aides go to their own homes for lunch and care for small kids).
For now, things are somewhat ok.
I had discussed with you all about the possibility of bringing mom here and many had advised against it. Mom will be on a visa and will not qualify for any state insurance.
But I worry what will happen as mom's dementia worsens and she gets older? What if she lives to be 95? I keep calling the aides daily to make sure they are doing their jobs but there is only so much I can control from here.
So if I decide to bring her into my house, are there low cost insurance options at all? From my minimum initial research, it seems there's no coverage for NEW 80 year olds. I think I could get some travel insurance on a 6-month basis but not sure how extensive this will be.
Thank you so much