Do we contact the long term care insurance to see if they accept a facility or would the facility that we are thinking about do the submitting? Reason why I am asking this is because my brother is doing it himself. I would think that the facility would need to evaluate my mom first just to make sure that they would be able to take her. I trust him doing this but I would think the more information given to the insurance the better?
Step two would be to visit that facility (and any others that the LTCI will pay for)
Step three would be to ask them to assess your mom and yes, they generally come to the patient.
I wouldn't take mom with dementia to see a facility until YOU guys had determined that it fit YOUR criteria.
Hope this helps; good luck!!!
https://www.agingcare.com/articles/how-to-use-a-long-term-care-insurance-policy-198336.htm
If so, then CLEARLY the first step is getting a list of facilities that DO meet the criteria.
When my mom needed a NH, the discharge planners looked over mom's assets and together we determined that the first criteria needed to be "will keep patient once she goes on Medicaid after 2 years of private pay". This was step 1. Step 2 was finding a facility that met OUR criteria for cleanliness, staffing and cultural "good fit". Step 3 was having the fzcikty evaluate mom and decide if they could meet her needs.
Or are you asking about how to find out if a facility meets the criteria for using your mom's policy?
Or are you asking in what order should things be done?