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My dad has great long term care insurance and is in a memory care unit and we have just been told that he now also needs a sitter. He keeps falling and is in need of this extra care. He is late stage Alzheimers and is now on hospice. Does long term care insurance usually help pay for sitters? He also has Medicare and Tricare for life AND long term care insurance.

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You will not get more from the long term care insurance. It pays a set amount of money for a set amount of time.
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Mom has a pretty common policy written some 25 years ago and I was surprised to learn that it would only pay 60% of her benefit amount as memory care is not nursing home care and the LTC policy covers only a third of the cost for three more years under a 4 year benefit
Her facility is very expensive and we have personal caregivers 12 hours a day as she needs the help which is out of pocket
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It depends on what your policy says. My best friend's mom had a policy that paid by $$ amount, so she was in a small facility that cost less and she had money left over for sitters. Read the policy, if you have to get a lawyer to read it.
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