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I am caring for my mother in my home. She is unable to care care for herself.

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You may also charge her reasonable room and board.
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If she pays you much above the going rate in your area and she later needs to apply for Medicaid, the amount over the typical rate might be considered a gift.

Otherwise, Mom can pay you any amount she wants to and can afford.

I suggest you have a caregiving contract in place, spelling out what you do and what she pays you.
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