My mom passed away in unexpectedly January from a fall. She had a small life insurance policy that paid for her funeral and we paid for my dads future funeral arrangement plus paid off a few of their many bills. We also received an accidentky death policy from Aflac. My dad is diabetic and on dialysis. My mom was his main caregiver. M.y sister lives near him, works full time and had been doing everything for him with a little help from other family members. He needs care right now 3 times a day to make sure he eats, takes meds and doesn't fall in the shower etc. he uses a walker and is not very compliant regarding his eating and meds. He weighs 300lb. I live out of state. My dad also still owes $38,000 on a small old home. Should we use the Aflac money to pay off his house? His only income is $1400 in soc sec. He still has med bills and credit card debt plus household expenses. Or should we keep the money for possible future nursing home care? We want him to stay in his house but it's really hard on everyone trying to take care if him everyday. We are hoping he will take charge of his kufe more soon. He's still grieving over our mother and in a lot of back pain. He is having surgery next week which we hope will give him more mobility and a renewed life outlook but who knows. Main question now is about house. Oh and we did set up a trust with my sister as the excutor. The house will be in the trust. She also has POA. And is in the checking account. She's been amazing but I worry about her. I try to help as much as I can from afar. We are trying to figure out the whole Medicaid subject too. He is in Medicare. Thanks for any assistance on anything I've talked about.