He has dementia Atzheimer's and diabetes. Have elder lawyer he now has mass health under Medicaid. I lease a car and rent an apt. We have nothing in bank. He spent his whole retirement monies gambling..question is I paid with his pension $500 medicaid wants $900 for bhai..how can I get that down so they won't eventually take my $15,000 life ins policy I have for burial? There is no other funds at all.