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Our joint account is $650 that was left after she passed. Mom was on Community Medicare in N.H. I have records. We are paid up on N.H. and I think she is clear of Medicare bills have not heard from them in months. I could always pay out my bank account. Advice please.

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In NY I was told to wait seven months and after that to close out the estate.
Seven months would have taken you to some time in September. As long as the death was properly published in an obituary, you should be good now.
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