Totaled the car in both our names. Payment from insurance is in both names, so the $5,000.00 payment had to be deposited into our joint account, then transferred to my individual account. New loan, registration, insurance now in my name only. Since old car was joint property and was exchanged for a new car I figure that should not be a problem from a practical point. Since SNF spouse name was on the old car but not the new, and the $5K passed through our joint account, does this cause more paperwork for all of us?