I am retiring at the end of the year, I will be on Medicare A & B, I will not take "D" coverage, since I get my meds from the VA. I also see the VA doctors for my care.
Should I get a Medicare "Gap" insurance? VA doctors are not in the "perferred" list of doctors in many of the plans, so what kind of GAP insurance should I get if any?
If I do not get any GAP insurance I will only have co pays to pay to the VA correct?