Where to find insurance that would cover assisted living in my Mother's house?

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She is 85.

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What is the difference between Medicaid and Community Medicaid?
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Bryan50, please post your question as a brand new question, and title it "What is the difference between Community Medicaid & Medicaid?"..... you will get a much faster response from those who are familiar with Community Medicaid.
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It seems that you are asking about an assistant living your mother's house rather than assisted living. If your mother is the widow of a veteran, there is aid and attendance that may cover as much as $1100 per month. Check with the Veterans Administration and see if she qualifies. My mother qualified because her social security is only $1100 per month and she is housebound and legally blind. There are people at The Veterans Administration that will help you to determine if your mother is qualified. My advice is to avoid Medicaid. They steal everything your mother ever worked for. Rather than go with Medicaid, I am selling Mother's home in a city over 2 hours away and investing in a rental house here so we can have the income. When when she passes, then the house will be mine. I don't have to give the government my inheritance.
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Currently I live in Assisted Living. Right now I am paying out of pocket. My funds are coming to an end. I was told I will be receiving ''Community Medicaid''.
I have the following 2 questions 1) what is the difference between Community Medicaid and Medicaid? 2) Is it true that they only go back 2 months into your finances to see if you qualify for ''Community Medicaid'' in comparison to Medicaid where they go back 5 years (or there about's) ?
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Lenard, your progile ststes that Mom is living in an independent living favility. is that the case? How is that being paid for?
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You must be referring to in home care. If mom qualifies for medicaid, she may be able to get 6-8 hours a day. If you want more than that, you have to pay privately.
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Right, she is too old, they stop issuing policies if you are 80 or if you have certain health issues. If she is Medicaid eligible, she could get assistance through Medi-Cal.
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Are you referring to Long Term Care insurance? If yes, sorry but at 85 your Mother couldn't qualify because of her age. People usually start buying Long Term Care insurance when they are in their 40's or 50's.

Or do you mean Medicaid Waivers? If yes, you would need to contact your State Medicaid office to see if your Mother would qualify, and if the State offers such waivers. Every State has their own programs, rules, and regulations.
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