For my 97 year old mother who now needs 24/7 care? More details: My mother moved-in with me 4 months ago. Her health has declined to where she now needs assistance in all matters, walking, toilet, diapers, eating. I see the need to place her in a nursing home asap. She has only Medicare Insurance and no other assets. Do I need to go broke to enable her to be eligible for financial assistance for a nursing home?