In-laws filed bankruptcy in 2012. Are they protected from foreclosure?

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As stated above my inlaws filed secretly filed or bankruptcy in 2012 ( 4 years ago) they also borrowed against their mortgage . They are behind several months on their mortgage and seem to believe that as long as they tell the bank they are selling their house they will be able to stay there. How long will the bank give them before foreclosure actually happens?

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They've always spent like they are wealthy. They are stubborn and don't want interference just money. We have said no money. I'm thinking once they are escorted out they may finally be open to suggestions. I think APS could help them but I won't go behind my husbands back.
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Sorrynotsorry, the clock is ticking and before your in-laws know it, the bank will be taking over the house and asking your in-laws to move immediately. There might not be any time for Mom-in-law to even box anything.

Why were your in-laws borrowing against their mortgage? Was it a line-of-credit or a Reverse Mortgage? If the in-laws had filed for bankruptcy that meant much of their debt was removed. So did they start spending like there was no tomorrow and are now back to where they were back in 2012?

Are your in-laws under the impression that any debts made after 2012 are wiped off because of bankruptcy.... not realizing the debts were from 2012 and earlier? Or is there an issue where the IRS is using the debts that were wiped off as "income".

Your husband and his parents ignoring this isn't going to make it go away.
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I haven't called APS because my husband doesn't want to.
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Sorrynotsorry, pretty soon the sheriff will be walking them out the door. Why haven't you called APS like we told you to? Signing off here.
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Wow garden artist. You're a great proof reader. So here's the story. My husband found the bankruptcy papers yesterday and this is how he found out When the bankruptcy was filed. His father lead him to believe it was more recent than that as he only recently disclosed said bankruptcy. We don't know at what point the borrowed against their home. They've been there 20 years- paid $179,000 now owe $320,000 . House is worth about $350,000. This is California and its in a cheaper area . They are 3-4 months behind ( several, a few ) . My FIL got a notice 2 months ago. He called and told them he was going to sell the house. They've talked to a realestate agent who faxed them papers which FIL has completed but has of yet to send back. Agent has not seen property. They ( inlaws) are taking forever to get it ready to sell. Mother in law flips her lid if we try to help go through her things. This is a different situation as the bankruptcy happens quite a while ago. Sorry to offend you with my question.
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You also have two jurisdictional issues to address: Bankruptcy is a undertaken pursuant to a federal statute; foreclosure is governed by state statutes. You need to blend the two.
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I'm confused. You asked basically the same question here:

"Once a person files for bankruptcy does it prevent foreclosure proceedings?"

https://www.agingcare.com/questions/person-files-for-bankruptcy-does-it-prevent-foreclosure-proceedings-194923.htm

Did you follow up on any of the suggestions made in response to that post? What are the responses?

However, since you state they filed in 2012, the bankruptcy should have been completed by now. That puts a different slant on your first and current question.

And to the best of my knowledge, bankruptcies are not "secret" unless the filing is sequestered by the court. Otherwise pleadings are available to the public.

In addition, you stated in your first post that they:

"are three months behind on the mortgage, and have filed bankruptcy.they want to sell the house"

"Three months" is different from "several months" - how delinquent is the mortgage? How did they "borrow" against their mortgage, when did this happen - before or after filing bankruptcy?

As to how long a bank will allow, only the bank can tell you that.

If you really want answers, it helps to provide them to questions asked by the posters. Reread the responses to your first post - did your in-laws seek counseling? Have they tried to work out an agreement with the bank?

Most of the answers you want need to come from the parties involved, specifically the bank and the bankruptcy attorney.
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