In July my father in law gifted us money as a wedding gift towards the down payment of our home, that is also his home. In mid Sept. had a stroke, recovered fully. Then a week later the stroke extended and he needed Rehabilitation care. He has not progressed much with rehab. and we may be looking into nursing home care if we cant get the home nursing care he needs. Our question is what penalties will we have for the wedding gift towards the down payment of our home?