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takeme2thesea ,

Here are some articles written by AgingCare.com editors on Power of Attorney's that might give you some helpful hints dealing with being your father's POA. No, you do not have to take over your fathers finances if you are immediate POA. As soon as your father is unable to make financial decisions or he wants you to take over the finances then you are responsible. I hope these help.

How to Get Guardianship of an Elderly Parent
www.agingcare.com/articles/how-to-get-guardianship-of-elderly-parents-140693.htm

How to Get Power of Attorney Ready Before Aging Parents Get Sick
www.agingcare.com/articles/How-to-get-Power-of-Attorney-ready-before-aging-parents-get-sick-134109.htm
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