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Hopefully we could find some kind of service covered by insurace.

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You might want to try keeping a bedside commode next to her bed so it will be easier for you or someone else to help her get on it. You can use a gait belt to help get her up if needed.
My late husband was completely bedridden in our living room in hospital bed, and I kept the bedside commode right next to his bed, so that when the aide(that I hired and paid for)came in the morning she could just lift him up and put him on it so he could poop. Thankfully my husband was 97% of the time a morning pooper, and he had a permanent catheter, so it worked out really well.
The aide always used the gait belt to get him up as he was like a dead weight, and he wasn't able to help her much.
When done, she would then hold him up while I cleaned him up and put his diaper back on and she would get him back in bed.
Other than long term insurance and perhaps Medicaid, I'm not aware of any other insurance helping with what you're needing.
Best wishes in getting the help you need, and remember that ultimately you may have to place your mother in the appropriate facility.
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Reply to funkygrandma59
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Does she have a LTC insurance policy that she is currently paying the premium on?

If not, Medicare doesn't pay for in-home aids if it isn't directly related to a recent illness or procedure and even then it is only for a limited time.

If she's currently a MedicAID recipient, then you can contact social services to get guidance on what's available for her.

But if your Mom is bedridden and not currently a MedicAID recipient you should have her doctor assess her as needing LTC, which is covered by MedicAID. Then she just needs to qualify financially and she can transition into a facility so that she gets all the care and protection she requires. My MIL is in LTC on MedicAID and is in a fantastic facility with a private room. She gets way better care and social interaction there than if she were in our home.
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Reply to Geaton777
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Unless she has Long Term Care Insurance most Insurance will not pay for caregivers.
Contact the local Area Agency on Aging and see if she qualifies for any services.
You can also contact your local Senior Service Center and see what they may have available.

You do not give much info, you say in your profile she has "mobility issues" and in your post she is bedridden. Is she able to walk at all? If not her doctor an order equipment that may make it easier for family to care for her.
If she is bedbound the options for Skilled Nursing facility might work out, if it is medically necessary that may be covered with Medicare/Medicaid and any secondary insurance she may have.

If she is a Veteran or her husband a Veteran she may qualify for some help through the VA.
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Reply to Grandma1954
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