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In an effort to be able to talk about a few lighthearted subjects, like "Whats for Dinner?" here is another question to contemplate!

I realized today when I bought my ticket that my priorities have changed as I have aged and become a care giver, so I thought this might be an interesting question to ask everyone.

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I would still continue to live my current lifestyle, still drive my 20 year old Jeep, and put a majority of the money into a Foundation where stocks can make it grow. Then I will donate to whomever I read or see on TV that was doing a good cause. Like donate to PBS to keep it going.

I would set up scholarship funds to students who cannot afford to go to college. Start off at community college, then transfer to an University commuting distant from home.

Oh, I would set aside money for my old age care. After seeing the sticker shock of "cost of growing old" I want to be ready.
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Gershun,
That is so wise!
Adding to that plan, I would also hire someone to be me and make that appearance for me.

And everyone should have a cat sanctuary for something to do!
I would have dogs, 107 dalmation rescues.
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Send! I don't know what it's like in the states but here in Canada you have to agree to appear on t.v. holding an oversized replica of your cheque on national t.v. So, first thing I'd do is get a mask so nobody would come out of the woodwork looking for their share. Then I'd hire a financial expert to help me. Once I got all my ducks in a row, I'd plan a family get-together, give everyone a reasonable amount, make them all sign an affidavit stating that if they spend all their money that's too bad for them cause I'll be a long gone Sally and there's no more where that came from. I'd have a nice house built somewhere pretty, donate lots to various charities and live out my days in peace. I might start a cat sanctuary too for something to do, cause everyone needs a purpose in life. Ta Da!!!!
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Guess I would like to try the concept of treating others how they have treated me.  Or change my name and disappear.

Sorry, this is just a joke, I was trying to think outside of the box, instead of how I would spend it.

Bringing this back to the top, maybe the thread has some comedic possibilities, now that it is soooo old.
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first I would change my pants... because first you say it then you do it... (aww heck I'd buy new pants). Then I would get my Dementia Dad into the absolute best facility money can buy. Then I'd send each person who left us here alone and w/out help a picture of my sun burned bare behind on a beach in the Bahamas... then who knows? have FUN! Help people and play for the first time in my life.
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id go to the wacken metal fest and get as f-ed up as hogans goat.
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After the government took their share I would set aside in a living trust enough money to pay caretakers to come in to take care of me, in the new efficient home that I would buy, and I would plan a vacation to celebrate being able to care for mother in a nursing home. And I would donate a lot to homeless shelters and make sure each of my grandchildren had a trust. I would divide the rest in half. One half for retirement, and one half for my children when I die.
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After paying taxes, I would buy a house for each of my 3 kids, and a decent car. I would then buy that motorhome my husband and I have been wanting, and put the rest of the money in income producing investments. Then we'd hire someone to watch Mom, hop in that RV and travel a while.
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I'd take time to write my poetry book, "All The Pieces", and also to work with a screenwriter to transform my manuscript about my mother's life into a screenplay.
I think I'd spend more quality time with my aging parents, and sister. I'd give back to people who have helped me in some way. I'd make a movie about a woman who is a quad. who just published her first poetry book and tell of her amazing life to inspire others to never give up.
I'd also spend a lot more time in meditation retreats.
And hey, I am going to work on all this stuff, with or without money.
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Make sure my mother will always be able to stay in her own home until she dies, set up trust funds for grandchildren, give a yearly tax free cash gift ($14,000 right now) to my children, donate yearly to local animal shelters, pay off any remaining debts of mine and adopt another dog from a shelter. That is just the start.
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I would purchase a 1 Dozen well furnished homes, hire a No of care taker for taken care of my family members, i would transfer & fixed deposit a millions of dollars in my family members,i would like that my kids might be study in top school with all facilities. After setting all the above i would be a saint & spare my whole life for helping the poor people
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What a wonderful question! The first thing I'd do is pay back my debts, make sure I and my sister have funds for our old age. Take a friend and go on a month retreat at Self Realization Fellowship in California. Go by car cross country and see the Grand Canyon and the all the things I have never seen. Visit my California relatives and cousins, and all the people I never had time for. Give money to my friends, and donate to my temple, and favorite causes. I'd take time to finish my writing projects: Waltzing With Papa: three generations to healing. (my mother's life story.), and publish All The Pieces: a baby boomer's life told in poetry. I'd spend many days in mediation, dance, yoga, Tai Chi and reclaiming the bliss that I have lost being a crazy caregiver!
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Such altruistic responses! I hope one of us does win. I knew I liked this crowd.
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probably have a heart attack (jk) since I never buy lottery tickets.
- at least 10% goes to my church
- move to a warmer place
- give some to my kids and some for education for my grandkids
- probably set my ex up with an annuity as he lost his job and his health isn't good
- set up a fund for Gary's youngest son with the head injury
- travel to visit friends and family, but also to see new places.
- buy a villa in Tuscany (one of my fantasies)
- a yellow gold sports car (another fantasy)
- set up an educational fund for first nations students at the college where I worked
- set up a retreat and other resources for parents who have lost a child
unfortunately all the money in the word will not solve some problems...


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BTW, I would find a way to reach out to some of the posters here, respite care and a spa day for some nearing burnout, O2 for the lady whose insurance denied the request for a portable tank, and whatever she needs for the the bipolar young lady who is helping her mom take care of grandma.
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After paying taxes, I would get our house fixed so that my husband can live our house safely and comfortably till his death, hire a good physical therapist who can help my husband’s recovery from clinically non-recognized repetitive mini-strokes, hire good speech therapist for my husband’s aphasia. I would also hire a good nutritionist, musicians, and gardeners who help me grow vegetables and fruits in our yard. More over, I would save some monies for the rainy days, and donate the rest.
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I would go on a $5M spending spree, including a new condo. Other than that I would live well, but modestly. Set my sis up with a generous retirement fund and give her kids 'seed' money for whatever they may want to do when they get out of college. All mom's needs would be taken care of. I would then hire 2 of my closest friends that I trust and set up a philanthropic foundation dedicated to vetting and funding worthy causes: child abuse, chiildhood ilnesses, elder care, cancer and MS.....$400 M may not be enough.
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Feed a lot of hungry children.
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I would donate some and maybe establish a little foundation for future donations. Autism in adults and children is something I care a lot about. I would buy a house and new car that would be just like I liked them. Then I would invest the rest. Oh, and I would give my SIL some money so she wouldn't have to worry. My brother wasn't a good provider, so left her with nothing when he died.
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Selfishly, I would use to upgrade my kitchen, all the flooring in my house. I come from a family where we were taught to be independent financially. My siblings are on their own just as I would be if they were the winner. I would pay off all existing bills...(not too much since we live conservatively) and the rest I would invest for my retirement...pretty boring..I know!
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400 million is almost too much to fathom, but it sure would be fun to try! Invest well, that's what I would do. Love to set up something that would continue to grow to serve the future (debts, health, family, dedicated charity/not-for-profit organizations, me in my old age, etc.). And I would travel. A lot.
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Take the whole dang family on a cruise to Alaska.. my Dad withALZ always wanted to go.. so we would. Then... POOL BOY!!!
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I would buy water, lots of it and send it to SoCal. Snow for the mountains and rain for the valley.
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I have no siblings and am the last of my line. I'd give a lot to charity and buy the land surrounding my 2 acres to let it go back to nature. I'd have my lawyer be the "front man" so no-one knew where the money came from.
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bookluvr: I loved your answer and I left that out of mine but you reminded me...Don't tell the family! That would be so very hard but in the end it would be the best thing for many reasons. What I would do however via the blind Trust would be to anonymously make sure that each one of them was given a fairly large sum of money with the stipulation that they are to tell no one of their good fortune. Perhaps they would seek to live their lives elsewhere and stay off my back and hopefully enjoy themselves.

So why would I not want them to know it came from me? Because they would be back for more over and over and over. I have some relatives that would take the money but talk horribly about you because they would always wonder why they had not been given more. I do not need that grief. I would just be happy to know that they had homes, vehicles, and enough money to take care of themselves until they die, making themselves happy is up to them.

I too have a favorite sibling that would most assuredly receive more!!!

Captain: You don't ask for much to make you happy and I am sorry your son has let you down. Should I win that 400 million....they will be painted!
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id hire somebody to paint my freakin back rims. i prepaid my kid 20 bucks to paint them 9 years ago and theyre still rust colored.
@ HC,
ive temporarily lost my mental health a couple of times on hepc chemo and found it to be as debilitating as the loss of physical health. probably not something we think about much but when your brain fails , you are dead in the water.
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I would NOT tell my siblings. I would hire a lawyer, figure out the taxes to be paid, and choose the yearly release of the money. If I get the lump sum, my family will give me their sad stories, and I will fall for it - hook, line and sinker. So, if I get the money yearly, then I won't spend the whole money.

I will move out of this house, hire a live-in caregiver to help oldest sis, find a very secure apartment. I will travel every year, and pay for fave sis and family if they want to go with me. Economy class for the kids. Us grown ups in business class.

I will give a token amount of $$ per sibling because I'm not greedy or selfish...like several somebodies....

I don't really require much. Just a home away from father, and to be able to travel while I still can.
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#1 Hire an attorney to make a blind Trust......

In the past my thoughts were that I would buy a new car, a new house, and travel. My my thoughts now are for good medical insurance and being able to hire help to care for my Mom. I have not given up the thought of having my own home and a new car, but I want my mother to receive the best care possible, then I want to hire help for my aunt with Alzheimer's so her kids and husband could have some rest and they would not have to worry about all the bills. I would then repeat with my Aunt in Arizona. You do not think about how important good health is until you no longer have it.

After all this I would have to give to church and to charities or start my own.

What would you do?
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