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I have been her 24/7 caregiver for almost 10 years and I am about to break down. I need help asap!!

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So yes. You will be turned down UNLESS you utilize the laws in place that would enable your mom to get the care she needs through Medicaid. Call a certified elder attorney.
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You need to see a certified eldercare attorney who can advise on setting up a Miller Trust. Which directs excess income to a pooled trust which reverts to the state.
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