My mother, who is 65, has always been mentally ill. She has suffered from anxiety and OCD her whole life, and has always been irrational. But since around June, she is completely out of it -- she doesn't know what's going on, has lost her short-term memory, and is scared to be alone. Even worse, she is extraordinarily obsessive all day long. I fear for my father's health, as he storms out of the house every day out of frustration. He is 71 and I fear he will have a heart attack. To make matters even worse, she is EXTREMELY belligerent, defiant, and emotionally abusive, constantly. She refuses to admit anything is wrong with her and is driving everyone mad, tearing our family apart.
She has seen a neurologist and had MRIs, but they see nothing significant. The doctor suspects she has dementia that has made her mental illness flare up. She is impossible to live with or deal with and it is becoming increasingly apparent she will have to live in a facility (though the doctor wants to test medications first, but I don't have much faith in that route).
Now, my mother is an extremely ill and controlling woman who has a large sum of money tied up in her and my dad's names, along with a house that's paid in full. Before I pursue having her live in a mental health facility, I want to protect their assets. My question is, will the facility take everything she owns as payment? Can we prevent this by putting their assets in a trust in my and my brother's name. And finally, how on earth do we do this when it is guaranteed that she will not under any circumstances allow this, cannot be reasoned with, and will become violent if we even suggest it?