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I also would like to buy a home.

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River, when you go into a NH with Medicaid paying for your care it also becomes your health insurance. If you had a supplimental before, this can be dropped because Medicaid pays for everything.
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Riverdale Dec 8, 2018
Thanks. I think I thought that but found it hard to come to that conclusion. On my second dose of steroids in a month and really wiped out.
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This wasn't my question but now I am confused. If one has to go to Medicaid in the future what happens with the present secondary insurance? Presently the secondary is after Medicare. Probably a stupid question but I have a head cold and can't focus well
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Are you on Medicaid for just health insurance? or longterm care?

If for health insurance then Medicaid should become your secondary. Medicare only pays 80% of what they consider reasonable so you need a supplimental. If on health insurance there is no spend down. Not in NJ anyway. Medicaid pays for dental and glasses which Medicare does not. Buying a house depends on your income which is low if on Medicaid.
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