I am on SSDI / Medicare 61 years old. My mother passed and I received life insurance $45,000.00. I put it all into paying bills off, doing home repairs and handicapping home for myself in 1 month. Six months later, now I need surgery to remove a growth in brain and I need the 20% Medicaid pays so I can have surgery. What is the "look back" on this? (If only I could have predicted the future). I am in the lower income bracket and qualify for Medicaid but, was able to make payments and pay the 20% before but, now I need it so, they will perform the surgery. Thank you.