My in-laws each have a LTC Insurance Policy. Both meet the 2 of 6 ADLs. Doctor drafted a Plan of Care for my homebound FIL, age 88 (father-in-law) with cognitive impairment and mobility issues. My MIL, age 90, is visually impaired, glaucoma, cataracts, dry macular degeneration (legally blind left eye) and in need of respite care as she has been the primary caregiver since FIL 2017 diagnosis. She uses magnification to read printed material and needs with meals, housework and respite care. Are there resources to better understand what is need to initiate Medicare and LTC Insurance?