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I do not get enough SSDI to survive. What can I do?

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tnapad99,

Your post doesn't provide much info to work with but, it sounds as though you're receiving SSDI as a challenged person and your mom is your caregiver and your Representative Payee, therefore, using your SSDI to provide for your cares, housing, etc. in her home.

If able to live independently or in some other assisted setting, you can most certainly contact any disability advocacy agency in your area and work toward living independently from your mom. You have the right to live at your highest ability and if you feel stifled in your current situation, you can petition to receive those benefits yourself and manage them for your own independent or semi-assisted living. You would likely qualify for additional help, depending on your state subsidies.

The goal is to enhance your best possible quality of life and that can mean living apart from a parent. You may be able to earn some amount without losing benefits. There are options to explore.

I'd suggest that you get online and search for Independent Living advocacy agencies in your local area and give them a call. You can provide an explanation of your situation and tell them about your goals to become independent of your mother. You can access a lot of help toward living your fullest life. There may be other supports for rent, utilities, money management, job training (if applicable), transportation, and other things to assist you in gaining your own foothold in life.

Your mother may fight you if she's become dependent on your SSA benefits for her own living situation, but if she's holding you back, you can successfully fight for your independence from her. It's essentially a fight for your emancipation.

I wish you the best in your efforts toward living independently. You may discover a whole new you and an enhanced sense of what your life can be. Good luck and Brava!
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If you are living with your mother, what expenses do you have that SSDI does not cover.
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How old you are would be nice. Age has a lot to do with what your entitled to.

lealonnie mentioned Supplimental Security Income, this is State funded. Unlike Social Security and SSD which is federally funded. If you did not work 40 quarters, your SSD is probably based on one of your parents income that is why its not high. If you worked 40 qtrs or more, it depends on what your earnings were during the time u worked. You should be getting Medicare and Medicaid so your health, prescriptions, dental and vision are covered. The last 3 by Medicaid.

As said, you need to make an appointment at the Social Service office in your County. Each State runs their assistance differently. You may be able to get the Supplimental income. Maybe food stamps. If not getting Medicaid, check that out. There may be other help ur entitled to.
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Becky04469 Oct 2022
SSI is funded by social security, but it supplemented by some states. If your SSDI is not at the minimum amount supported by your state, they will supplement to the minimum. In my state it is $865.00. A lady that I am fiduciary for gets $700.00 for SSDI. Her SSI pays her the $165.00. It's deposited in her account the same day as her SSDI check.
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Nobody but the person with the social security # the benefits are payable under is entitled to those benefits.

You could be entitled to receive payments from one, or both, of two Social Security programs: Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). SSI is for persons who are disabled, poor, and unable to work. SSDI is for persons who are disabled and unable to work, but who have worked in the past, or whose parents have worked and paid into the social security trust fund. About half the states supplement SSI, which increases cash benefits. The amount you may be entitled to from SSDI can be much larger, depending on work history.

You should check to see if you are eligible for BOTH SSDI and SSI at this point.
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Check with county social services to find out if there is other welfare available to you.
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