🆔 like to take care of my parents keep my job . If I can get help and work part-time that would be great.. I would rather be working full-time but my parents are more important to me.
You should not give up your job. Not working will effect your SS earnings. They only go back 35 yrs from time u start collecting SS. If you don't work lets say 10 of those years, your earnings are only based on 25 of those years.
If your parents have money, I would suggest an Assisted Living for both.
Geaton's suggestion appeals to me, but it assumes that your parents have substantial savings. If you made, in an Elder Law Attorney office a contact for care, then your parents can pay you for care. However, their conditions, already somewhat dire, will worsen, and I doubt you could DO 24/7 care for anyone ongoing, no matter the payment.
I think that you should keep your job. We have a history on AgingCare of seeing people quit their job, give up home or apartment, move in with parents, and eventually end having to put said parents into care due to an inability to care for them in home. At that point, eventually, the parents die, and the child is left in a home that essentially belongs to the government by Medicaid clawback rules. The child ends homeless, without substantial savings and without a job or job history. We have come to no answer but sending the child now aging him/herself to a shelter and a minimum pay job hoping they can eventually save enough to rent a room in someone else's home.
The answer to that your parents need to go into care. I am truly sorry. It is what it almost always comes to in a society where we are living now into our 80s, 90s, and even to 100+.
You can create a written employment contract and your parents pay you out of their funds. This is what they saved their money for: their senior care.
Some states have a Medicaid program that will allow a family caregiver to be paid for in-home care, but:
- they have to both qualify for Medicaid medically and financially - Medicaid won't pay for full-time hours and it will be close to minimum wage. - you will be on-call, 24/7 and basically have no life
I'm sorry but the solution is for them to pay you, but have a contract so that if/when they need Medicaid they aren't delayed ordisqualified because of what appears to be "gifting" (paying you). Everything needs to be transparent.
Also, you will need to be either DPoA or legal guardian for both of them.
Please go into this with your eyes wide open. Read posts on this forum under the Care Topic: Burnout. It's a real thing that happens to loving, well-meaning adult children. =Don't think it won't happen to you.
May you receive clarity, wisdom and peace in your heart as you make decisions that affect your life and future.
If your parents have money, I would suggest an Assisted Living for both.
If you made, in an Elder Law Attorney office a contact for care, then your parents can pay you for care. However, their conditions, already somewhat dire, will worsen, and I doubt you could DO 24/7 care for anyone ongoing, no matter the payment.
I think that you should keep your job. We have a history on AgingCare of seeing people quit their job, give up home or apartment, move in with parents, and eventually end having to put said parents into care due to an inability to care for them in home. At that point, eventually, the parents die, and the child is left in a home that essentially belongs to the government by Medicaid clawback rules. The child ends homeless, without substantial savings and without a job or job history. We have come to no answer but sending the child now aging him/herself to a shelter and a minimum pay job hoping they can eventually save enough to rent a room in someone else's home.
The answer to that your parents need to go into care. I am truly sorry. It is what it almost always comes to in a society where we are living now into our 80s, 90s, and even to 100+.
Some states have a Medicaid program that will allow a family caregiver to be paid for in-home care, but:
- they have to both qualify for Medicaid medically and financially
- Medicaid won't pay for full-time hours and it will be close to minimum wage.
- you will be on-call, 24/7 and basically have no life
I'm sorry but the solution is for them to pay you, but have a contract so that if/when they need Medicaid they aren't delayed ordisqualified because of what appears to be "gifting" (paying you). Everything needs to be transparent.
Also, you will need to be either DPoA or legal guardian for both of them.
Please go into this with your eyes wide open. Read posts on this forum under the Care Topic: Burnout. It's a real thing that happens to loving, well-meaning adult children. =Don't think it won't happen to you.
May you receive clarity, wisdom and peace in your heart as you make decisions that affect your life and future.