You need to see an elder care attorney to help get her qualified for Medicaid by cashing out her life insurance, gathering all her assets and prepare/structure/spend down so she qualifies under Texas’ LTC Medicaid guidelines. You can spend down her assets by paying upfront her fees for the nursing home . Also, you can visit your local agency on aging for guidance. A good social worker can help you as well. If you don’t have much luck after going through those efforts, what some people do is get her into the hospital and basically refuse to take her home. You tell the case worker and SW at the hospital that mom is unsafe at home and you don’t have the ability to keep her safe anymore. This may help in expediting placement as the SW at the hospital has contacts and experience in dealing with situations like this.
In most states Medicaid only pays for LTC, which means one is basically bedbound. This is a medical assessment made by a doctor. Then the person has to qualify financially as well.
AJ12345, when it comes to dementia, it is better to place a love one into Memory Care instead of a nursing home, if one can budget for the cost. Memory Care has Staff that is trained in dealing with the different dementia issues.
You may want to see an Elder Law Attorney, who is familiar with your State's Medicaid program, to give you advice.
If you think your mother's assets/resources are over Medicaid limits, consult a Medicaid planner or Elder Law Attorney who understand Texas Medicaid regs.
What level of care does your Mother need?
You may want to see an Elder Law Attorney, who is familiar with your State's Medicaid program, to give you advice.