It's her money, why should the government care? My friend has her own medical coverage and a PT job. Isn't this just like hiring a baby sitter? I've been reading about independent contractors and employees. I've got enough issues without becoming an employer and dealing with tax issues. What can be done so we can keep her on? This whole issue of once she makes so much we become an employer boggles my mind. Can't we just do what we want with mom's money?