She has recently listed me as her DPOA for finances as well. She is widowed and childless and due to her very strong personality, alienated from her extended family and current neighbors. I have explained to her repeatedly that although I am willing to keep in touch & assist her with obtaining information about options for assisted living or LTC, I do not have the availability for more than that. I live 6 hours away, with a job, a husband, 2 sets of aging parents that live in other states, children and grandkids, and am frequently out of the country. I have been prompting her for 15 years to identify a more suitable DPOA. She has not. I have prompted her to get an elder care attorney to assist with her financial plans. She continues to live in declining health & limited mobility in her own home...which she recently remortgaged at age 85. She has unrealistic expectations that should she go into AL or LTC , she can keep her home for some possible future return to that home. Any advice? What happens to those without a designated POA?