I am using almost all of my husband's disability check to pay for a caregiver while I work. It seems so unfair. How can I budget our finances better?

I doubt that it's your budgeting - you are facing huge challenges. I'm not sure what help will be available in your community, but please check your State Web site for disability services, ask your social services people about local head trauma support, and contact your state's version (through the Web site) of the National Family Caregiver Support Program.

You also should seek out a good CPA to make sure you are getting any tax breaks available.

Good luck. You sound like a wonderful person who is coping with a very difficult problem. My dad suffered a severe head trauma, so this particularly touches my heart.
Carol

Have you looking into Aid and Attendance benefits from the VA? I would see if he is eligible for this little known benefit. VeteransAid.org details who is eligible or you can call the VA.