Hi...Mom is getting to that point in life where I have to step in. She has a Revocable Living Trust (RLT) from 1994 which was updated in June of 2004 after my dad passed in 2001. The updated RLT ... designates me to be her attorney-in-fact relating to 15 financial matters. The question is: Do I also have to be a designated beneficiary on all her bank accounts? Does it give me power to write checks on her behalf on her from her checking account...or do I need to close the account and open a new one and be JOINT owner of the account? Or does the designation of a POA already dictate that?