We cannot afford that and she does not want to sell her home. They have not let me work, because she cannot be alone for more than 1-2 hours so if we sell her home, I will also have nowhere to go. I have been taking care of her for 2 years and am her DPOA. Her insurance company is tired of paying hospital and SNF and is now trying to force her out by reporting me for financial fraud because I won’t sell the home per my mothers request not too. They also reported me for neglect because they say she needs 24/7 care due to an eating disorder and because I won’t put her in a home. She receives a pension but it is not enough to finance the type of care she needs according to her doctors. The home has very little equity as well and she is still paying the mortgage. So she would not benefit from this because it would not be enough to sustain her care. She is 83 and only slightly demented but when she’s at the hospital she’s out of her place and acts very demented. The insurance company first sent the Sheriff and then APS. I have been told by another social worker who sees this as unbelievable as well that they are trying to put a 3rd thing on with APS for lack of resources. This is ridiculous as I have my license’s in the medical field as well. What can I do? My mother does not want to go to a home and I don’t believe she is ready for one either. When I explained to her what her insurance was trying to do by forcing her to try and go over to medi-cal and let everything be absorbed, she became very depressed and is now back in the hospital, but insurance is tired of paying for her over and over due to her eating disorder. They say she needs psychiatric help but they refuse to pay for it. Just recently the doctor placed her in a psychiatric facility and now they have come after me because they are being forced to pay for it. I am being harassed almost every day by Social workers and case managers. What is my recourse? I am the only one that is caring for her and I have absolutely no family help because they are either far and elderly themselves.
This has been exhausting trying to put up with the harassment from her insurance company.