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I live in Maine and many of my past clients don't have long term care insurance and/or private insurance. I really hate to deal with Medicare/Medicaid but would welcome some pricing suggestions. Thank you

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My mother passed away 8 years ago but she stayed in a home somewhat like you describe. The homeowner had 3-4 residents at any given time and had aides in during the day to care for the residents. I believe that it was about 2700/month that my father paid for her care. She had dementia but no other medical issues. I believe that the home wouldn't take people with violent issues or with issues requiring medical intervention like IV's etc..They did basic care and feeding. We are paying. We currently have caregivers with my dad around the clock in his home and we are spending almost 3K a week. I don't know about what medicare or medicaid will cover but my dad paid for my mom's care and we are paying for his care right now too. There are benefits to the residents in these small home like settings I think. It's not as industrial and there is more one on one relationship with the people caring for them.
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Absolutely agree with Sue. If you are going to bill any insurance company for payment you will need a provider number to identify you, maybe even a NPI #. It’s complicated. And then if you do decide to bill Medicare you’ll have to go through many more hoops - you’ll need to be certified as a provider again assigned a provider # after going through state inspection.
You’d have to be qualified to give medications thus have some sort of certification and may even need to be licensed - ie RN or LPN.
Not to mention liability insurance, malpractice protection,etc. 
You can google the topic and am sure you’ll get a lot of info or check your state’s website for home care certification requirements. 
Good luck!
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To open a residential care facility there are many government requirements. You'll need to be inspected and licensed. You may need to have special training if you'll be administering medications.

If you open and don't get licensed, if there are any claims against you, you could be legally charged.

You could check the neighboring facilities to see what they charge.
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