Hi,
I moved back into mom and dads house, after retirement in another state, to care for them as they got older. (2005)
unfortunately, Dad passed in 2015. However, mom, who’s 90, is still doing ok. She’s had her medical bouts, but gets out of the hospital, rehabs and comes home to my care.
unfortunatlry, I am disabled. I have Stage 4 cancer I’ve been battling for about 21/2 years.
mom is in a home, waiting to come back to her house, (Crying everyday asking when)with my care. Right now, I’m going through some medical challenges, and can’t take her back right now. She’s depressed and wants to be home.
Questions:
-she has some money that would allow her in home care, for about a year. I then assume she’ll go on Medicaid? Will she be able to continue living in her house? With IHC? Or will she have to go to a home,
-since the home has been my residence since 2005, and I became disabled in 2011, And am her caretaker, will she have to sell her home in order to get Medicaid? And, will they take her SSI checks each month?
- can she gift me the home, and her assets, because I am a disabled child/caretaker? She has a pretty doing mind.
-I would not have anywhere to go, if they made her sell the house. And, if she were to gift me her monies, it would go to her care anyway.
I know an elder attorney would be the best route to go. But resources are very limited, and was hoping someone with experience could help me out, or point me to some gov Agencies that do these things at no charge.
thanks in advance......
gary
Since you do not say what state you reside in, yes: you should definitely see an estate planner if both you and your mom have assets. Rules can differ from state to state. ** Do not do any gifting of anything until you talk to an attorney ** Doing so could impact your or your mom's ability to quality for Medicaid, or delay it. I know attorneys have a high hourly rate but it is money well spent -- in your situation you cannot afford to make any mistakes or poor decisions from opinions found in a crowd-sourced forum. Sometimes the attorney will do a free consult for the first meeting. You can search online for attorneys who do pro bono or sliding-scale work. Start by contacting your local area's Agency on Aging. May you win your battle with cancer, and receive peace in your heart no matter what.