I feel like I'm caught somewhere in the middle - sometimes my father does just fine paying bills on time and having a bit left in his bank. Other times he spends way too much money on gimmicks (ex: sham wow!) and junk food. He has always been this way only now has very little money left over to spend, so he needs to make smarter choices. He is not in debt anymore and spends all he has left, never saving. The idea of having money in a savings account means nothing to him. If it's there, he'll spend it. He wants all the luxuries that retired life advertises but doesn't have a dime for it.
I can understand that his freedom to buy what he wants is important. It's a huge part of daily life to just give over to someone else. I just make sure to spend my money on the gaps - fresh food, cheap ingredients, leafy greens... I like to take the time to cook healthy, cheap meals.
Every time I try to talk about his spending habits and how he should be making smarter purchases, he finds a reason to justify why he absolutely needed this or that, the most common being 'It's on sale so I had to buy it'... IF he agrees with me it still doesn't change a thing. He will dismiss our conversation or forget about it. I can't argue with his reasoning, he doesn't listen and it makes me very angry. I also don't know how to make sure he doesn't buy duplicate items, since he won't remember what we already have and won't bother to write anything down.
Do I take full control? I fear this will cause a lot of arguing. How can I help him cut spending, make better choices, or maybe save some of his money for him?