He's a second husband, longer term, but acts bipolar with money. History, about 10 years ago, before she realized it and took over the finances he'd done up a massive amount of credit card debt behind her back on many cards. They had to refinance the house, tap out most of the equity to pay them all off. It pretty much wiped them out to zero in middle age.
Since she's built back up equity, got things going on an even keel, albeit really behind for their ages. Now he's starting to show up with things he doesn't have money for, and so is his chronically unemployed son. Red flag considering the past. Only thing he can think of is he could have gotten a reverse mortgage, be spending that. Only advise I had was to pull credit reports, but I wonder if reverse mortgages show up on a credit report. Anyone know? The mortgage company wouldn't know, would they, since the one holding the reverse would be a different company? Scary, don't want her to wind up old and homeless while she thinks she's gaining. She's broke her butt, sacrificed, been responsible, ...he's been a slide and glide, sat on his duff, bought and ate and drank everything that popped into his greedy head. Never seen anybody blow so much $ on nothing. Anyplace else could he be getting money that doesn't need repaid and raise the flag? I'm betting it's the house too, just don't know anything to tell him about how to find out. Thanks!