I don't really want to become rep payee, but the local payee organizations are full. My parents' spending is largely okay, but my mom spends a bit too much at Walmart only because she neglects to check her bank account. My dad would be fine with signing his SS checks over to me, and I think I can convince my mom, too. Edward Jones has an income manager checking account that tracks and predicts account balances, and I want to put my parents' deposits there and give them a weekly allowance with a debit card I can remotely reload. I know SSA doesn't recognize POAs, so is becoming a rep payee easy to do with willing, reasonably-competent parents?