Mgallag, when my Dad decided he needed help for himself and around the house, he had me call a caregiver agency. Dad signed up for 3 separate shifts each day. Dad was a fall risk, and needed light housekeeping help. Dad knew it was going to be quite expensive. He was paying $20,000 each month, yes each month. This cost does vary from area to area. It could be half whenever you live. The large metro areas do charge more.
With an Agency, the Agency handled the payroll and payroll taxes. They were bonded and insured. They even had workman's comp in case one of their caregivers got hurt on the job. It is best to get an experienced caregiver for whatever the situation. If your love one has memory issues, better to have a caregiver who knows how to handle such issues.
It depends on if you use an agency or hire privately. An agency may charge $25 an hour for a CNA. Hiring Privately maybe $15. It really depends on where you live. Medicaid has an in home program but the recipient has to meet an income requirement.
Sometimes placing the person is the best thing for everyone. Hiring Privately you should deduct for taxes and SS, matching the SS deducted. You are the employer. The CNA may not be considered self-employed. Check with your Local Labor Board on this. Depending on how many hours a day you need an aide, the cost can exceed the cost of placing in an AL.
With an Agency, the Agency handled the payroll and payroll taxes. They were bonded and insured. They even had workman's comp in case one of their caregivers got hurt on the job. It is best to get an experienced caregiver for whatever the situation. If your love one has memory issues, better to have a caregiver who knows how to handle such issues.
Sometimes placing the person is the best thing for everyone. Hiring Privately you should deduct for taxes and SS, matching the SS deducted. You are the employer. The CNA may not be considered self-employed. Check with your Local Labor Board on this. Depending on how many hours a day you need an aide, the cost can exceed the cost of placing in an AL.
Costs really depends on so many variables. Do you need a nurse, or a CNA?
Do you need 24/7 care? Or part time care for you to have a break from caregiving?
Caregiving is too much for one person to do, 24/7. They will need time off.
Most people will tell you that if a comparison is done between private pay and facility care, private pay ends up costing more.
Wishing you all the best in your search for your caregiver needs.