I realize coverage differs according to many factors, but just wondering if anyone might have some thoughts. My mother has Medicare/Oxford in NY State. She is almost on day 21 of being in sub-acute rehab after a stroke. Last week, we met with her "team" and the SW said she would probably be discharged at the end of June. She explained that Medicare covers 21 days at 100 percent, but then we'll have a co-pay of $142/day and then it costs $500 a day out of pocket. But today, her PT told me she is going to ask for a longer session per day with my mom (55 min vs 30 min) because she shows a lot of promise. We had a cryptic conversation over my mom's wheelchair in which I asked if that meant a longer stay and if Medicare would cover it plus extra PT time. The PT said she was going to look into it and was prepared to appeal if necessary. I'm completely confused about how this all works! My main concerns are: How long can she stay there and how much will everything cost? I left a message for the SW to get clarity on everything, but I haven't heard back from her yet.