My Mom is living in a nursing home in DE. She is currently on Medicaid. I have sold her home and we go to settlement the end of the month. When I signed the Medicaid application a lien was put on her home.
How do I keep her qualified. I have an appointment with a funeral home to create a pre-plan contract and want to pay for proceeds from the home. She currently has a life insurance that has no cash value and want to cancel that.
Can I gift any of the proceeds to the family?