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Depends on how much money they have. Even after prepaying Moms funeral costs she had 20k. I placed her in a LTC facility and she paid privately for 2 months. That gave me time to apply for Medicaid and provide them everything they needed. After proving she was spent down, Medicaid started the 3rd month.
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Personal items such as the best walker there is, any other needed equipment, any care needed or wanted medically, future funeral costs if a funeral is wanted, going into care and actually PAYING for that care, then applying with the facility for ongoing help through Medicaid.
Much depends here upon the amounts you are speaking of.
Certainly if you are still driving you can buy yourself a new car.
You can take a lovely vacation and even hire a companion or caregiver.
You can hire in home help.
There are basically a million things you can spend on.
You may keep that new car and your home, and whatever amount is allowed in your own state.
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By putting in place a prepaid funeral and burial, if that’s what’s chosen, buying all clothing, and supplies needed. A lift chair, a rollator, hearing aids, tv with good features for ease with close captioning, a grabber, new glasses, etc. the list can go on and on for things an aging person may need
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Buying a handicapped vehicle, stair lift, burial fund, or private pay for in-home care.
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