By clicking Talk to a Specialist
for information about our privacy practices.
My options are limited due to being in a more "rural" area, however several are HMO and those do not suit my needs. For this year I chose the PPO (preferred provider option) as in checking what hospitals, doctors and other services were covered, this one had them all. The others did not. Of course, that plan is no longer available for next year, so I have to choose next best, which (no surprise) costs more - but it still gives me access to the doctors, etc that I use.
Once you enter zip, I believe next is a list of all medications (I skip this as I am not taking anything, but you can also skip it - if you do enter it, that list can be "saved" for future inquiries). It is not an easy site to navigate, so if you are not very computer savvy, you can find resources to call and ask for help. Take lots of notes, ask lots of questions (co-pays, coverage, deductibles, maximums, what medications are covered and how much).
As the first person responded noted, choosing a Medicare plan really has nothing to do with AL, whether traditional AL or Memory Care, as those are NOT covered. The concerns with which plan to choose relate to what ongoing or future medical conditions and/or issues that you anticipate and whether your current medical providers are In-Network or not.