MIL lives with us. She is a very private person, is 86yo and in fairly good health. We ;have no idea the state of her finances, whether she has life insurance, what her wishes are as she ages and becomes more frail. I just don't know how to start the conversation without sounding like we expect her to die soon. She is getting more confused, has trouble remembering things, but so far has managed to pay her bills without our help.
Is it none of our business? My husband and I are really conflicted over this. Any ideas would be helpful.