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My mom has been in an AL with private care givers for 8 months. Her cost of care is 140k a year. She’s 80, 100% cognitive but an extreme fall risk. Been hospitalized/rehab twice before I hired private caregivers. Between her savings and monthly property incomes she has enough for about 10 yrs. After that we can sell one of her rental properties which would give her another 8 yrs. She will never need to sell everything unless she lives to 150! I’m her only daughter and her POA. My 2 brothers seem heartless and only focus on the money. HER money btw. One has asked me several times in heated debates over her cost of care, “how much longer do you think she’s going to live?” I break out in tears with this question. I don’t know how to handle this question and it makes me so confused and depressed. How can her son feel this way? Fyi fantastic mom who sacrificed a lot for her children.

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Next time they ask that question tell them "Just long enough to use up ALL OF HER MONEY".
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Oof, sorry you have to deal with that.

If you can ignore him, I’d strongly suggest that. Also in my case when I spend mom’s money on mom’s care, I remind myself that this is money that my greedy sibling will never get. This line of thinking gives me some devious joy I admit. Every steep medical bill I pay down with mom’s own money, I think, “ha HA! “

Vigorous exercise helps a ton too or I’d blow a gasket I swear.

Sending you good thoughts!
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My sister actually had the gaul to say to my mother: “You are spending my inheritance.” My mother angrily replied: “It’s my money and I will do what I want with it.”
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KNance72 Apr 2022
That sounds like my sister .
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I remember they took my Aunt Harriet Out of assisted living after she fell . Luckily a Little voice told me to get to Boston and see her at the hospital . They threw her into a dismal dark Nursing home . I was able to contact her and tell her " she could go back to assisted living and hire round the clock help it was her money and she didn't owe anyone anything . " She did as I told her and died a year later . At the funeral My uncle said " you cost us $110 ,000 this year . " I felt happy I was able to help my great Aunt .
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my2cents Apr 2022
Good for you!! Sad that family members start counting an inheritance while the owner of assets is still alive.
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There's a strong method you can take, although I think you might be too polite to do it (that's a compliment).  

Just say that it's inappropriate to speculate on your mother's potential longevity, and that your brothers should be like and consider how they can be of help  and support now, so that they don't feel guilty being so inconsiderate and self absorbed.  

You could also ask what they have to offer in anticipation of the windfall they're apparently expecting, i.e., you could use help with....house cleaning, lawn management, something they can easily do.   .   

Then hang up if this is a phone call, leave the room if it's an in person discussion, or whatever, but terminate the conversation and don't give them a chance to respond.   It may not work, but it should at least shame them.

BTW, those with their eyes on inheritance often are sneaky, and  might be documenting you to challenge you later.   So do that:  document (privately) what you do, and are spending.  It wouldn't surprise me if the brothers demanded to know how you're managing your mother's funds.  
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San42756 Apr 2022
I’m dealing with the same nonsense with my brother. All he cares about is his inheritance and what mom spends. She has done more for my brother financially than she ever did for me, example: putting my nieces through private school k-10. My two sons went to public school. She has paid for all the nieces clothes, toys, phones, etc. for as long as I can remember. It never bothered me because it is/was her money to do what she wanted to do with it. She is now living with me until an opening in memory care comes available. My brother has done nothing to help care for her but now that the house is sold all he cares about is how much money she got. He is a gimme gimme person. He has bullied me, accused me, and tried intimidating me, I don’t care. He doesn’t need to know anything since I am the POA. You are right he has become sneaky. Refused to give me the keys when the house was sold. I changed the locks, so he couldn’t get into the house before the closing and take any furniture that the buyers purchased. I have documented everything financial. The only difference is she has dementia so she can’t change the will anymore. But she knows what is going on and she wishes she could. The drama and the bullshit is over for now. He never came to see her when she lived two minutes away, now that she is living with me over 45 minutes away he will never show up. I’m done with the bullshit... it’s sad but you just have to remove the toxic people in your life.
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Wow, respect! There are some good answers here!
Crystals, you are her POA, so stop telling anyone about your Mom's finances, keeping them private.
Do not participate at all in any discussions with your brother about Mom's private affairs.
Maybe that will help you.
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You just need a come back for this sort of questioning -- How much longer do you think she will live? You: I hope for another 50 or 60 years, but that may not happen. Thank goodness she saved up and has assets and money to pay for her care....so many people don't.

Or - reply with a question - how long would you like to see her live?
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It is a shame your brother behaves that way. My parents did not allow bad behavior by showing the bad behavior of my mother’s brother and family on my father’s side. I have 2 sisters and our parents said that we have “family power,” which of course means working together towards an end goal, with no fighting.

We saw what fighting could do. Our uncle was horrible to our grandmother. She wanted to visit with him in her later years, but could not be on her own. She planned a very long trip with help from my mother to visit her son half a world a way and stay with him and his family. Shortly before he said she’d have to stay in an apartment down the street because his wife did not want her staying in the house at night. The trip was canceled. The next time he was divorced, and she was going to stay with him in his apartment. She had the beginnings of dementia and couldn’t be by herself. The day before she was to leave, he informed everyone that she’d have to be in her own place. The end result was that she disinherited him. He didn’t visit her where she lived, didn’t write, didn’t call, just disappeared. He received $1 & was furious. my grandmother made sure to have her mental state evaluated by 3 doctors at the time to ensure the her will would withstand any difficulty and my mother refused to be the executor- my father was, so she wouldn’t be in the middle of things. He thought he had been tricked because of inheritance laws in Switzerland being different from the US. It was complicated. He did everything to make my mother unhappy as well. It gave him pleasure to turn people against each other-just a very unhappy man.

When our mother passed, my sisters and I were devastated. We still miss her years later. I remember her at the point of deciding to either move into independent living or an apartment unaffiliated with independent living or moving in with one of my sisters. I knew she did not want to move in with any of my sisters. My family had lived with her for the previous 14 and it had an expiration date - arranged at the very beginning. She was unhappy it ended initially, but then said it was the best thing - which I agree was, because the house we ere in was too big, too much, too far from services and selling gave both of us a chance to move on to something better.

I knew she didn’t want the apartment, because of an example of one of her friends mother who moved to an apartment and then her friends stopped visiting because it was too difficult to walk up stairs. My sisters were very much for the apartment. I asked her what do you want? Have you thought about it? If independent living is what you want, then do that. It sounds like a fine idea to me - companionship when you want with activities, and your own place where you can entertain as you please and continue your business (she was still working part-time). It was perfect for her. My sisters came around.

Your mother knows who is the responsible person, and that is you. It doesn’t matter if you have a snappy retort to your brother. I hope your mother lives a very long time with good mental acuity and enjoys the pleasure of your company and assistance. When asked how long she will live by your brother, the answer is forever.
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Crystals,

The next time one of your brothers asks how long your mother is going to live, tell him to ask God because you're not the one who makes that decision.
Your mom may be an extreme fall risk as you say, but she doesn't have dementia so she can enjoy a very active social life if she wants to.
If she uses a wheelchair and also has private caregivers, encourage them and her to start going places if they don't already do this. Shopping, out for lunches, to a casino or bingo if your mom likes that sort of this. Mom ought to start spending her money then see how fast your brother shuts up.
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Please seek counseling help so that you learn the tools to handle the evil ones in the family. They exist in MOST families. You will learn to stand up for yourself and they will learn that this sort of behavior will mean that they are not allowed in your general vicinity to speak to you in ANY manner. You need the support to learn to stand tall for yourself.
Thank heavens that your Mom knew who here should be the POA. Remember, you as POA owe nothing to the others, not an explanation of any kind. This is your job; you were the one appointed to act in your parent's best interest and you are clear (thank goodness) in your mind that you are doing the right thing.
You are going to need, when you are strong and able and clear in your own mind enough to do it, to sit down the rest of the family and let them know how they are allowed to speak to you if they wish any contact whatsoever.
I am thankful for your Mom that she has the assets to care for herself. I hope you are also her executor. I am thankful you are clear in your mind and we aren't hearing the litanies of "uncertainty" and "guilt" as they are inappropriate for certain.
I was POA and Trustee for my brother's trust. He lived his life as a waiter. He was so proud of how he saved all his life, coupon clipper that he was, and I was so proud to report to him that he could not conceivably outlive what he had saved (and he didn't) and I could ensure he got the best care there was (he did).
So you carry on. And I think it will take no more than a few visits with a therapist (I suggest Licensed Social Worker trained in life transitions therapy) to reassure you that standing up to your brothers will bring you the peace you need and that you so richly DESERVE.
My best to you.
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