My mother is 91 and is in assisted living and she has dementia. I am her POA. The ALF says she can have no more than $4500 in her bank account. She is on Medicaid. I was able to sell her mobile home for $11K today. With this money, I want to reimburse the $3k my brother and I spent on getting her placed in her ALF (Community fee) and the lot rent we paid until her place was sold. Also, I want to prepay her funeral expenses. There will be probably about $6k left over (after reimbursement and funeral expenses). The ALF says I need to put the money in a trust. Not sure what kind of trust it is or what it would be called. I am not sure how to do that. Since it isn't a significant amount of money, I don't want to spend a lot for a lawyer. Her funeral will be a service with a viewing and then cremation. Then ashes will be buried next to her mother in another state with a marker. I am thinking that maybe I could find a DIY kit for the trust?. After she passes, I am her executor, so then the balance will need to be split between me and my three brothers.
Any guidance would be appreciated. Thanks!