Can the bank sue my mom for a defaulted loan and credit card bill after she has been admitted to a dementia care center with late stage dementia with psychotic episodes? She is on Medicaid and all of her income with the exception of $40.00 per month for personal care items, goes to the long term care facility and there is no money to pay any of her past debt. There is also no estate, her only belongings are some own worn out household goods, most of which had to be taken to the dump due to their condition.
I have POA for mom for financial and medical, what can I do to stop this process? I know I am not legally or financially responsible for her debt, but it looks like I may have to hire an attorney at my own expense to stop the harassment.
Any information would be helpful. We are dealing with Idaho laws as that is were mom lived and is currently residing in a long term care facility.