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Mom wanted to pay me instead of going to a facility. That was 7 years ago and also of sound mind. Now my health is really sliding and I can’t do it anymore. Is there any way I can do this and avoid that 5 year look back period? She has no assets and I am her sole survivor, but I can’t afford to pay $7000 a month either.

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Hi, I found this website that has some pretty decent information. Might be useful. Best of luck! I do know you need to probably contact an elder law attorney asap.

https://www.roadtorecovery.com/senior/elder-law-attorneys/elder-law-attorneys/

https://www.roadtorecovery.com/levels%20of%20care/memory-care/memory-care-alzheimer-s-and-dementia/
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Bellini, MIL is mother in law and APS is Adult Protection Services.
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It sounds like you are concerned about Medicaid approval, how much money did Mom give you? We would need more specifics to advise on whether she's likely to be denied Medicaid or not. If all she had was a SS check each month and gave you some that you used for her care and household expenses you shouldn't have much to worry about. If she transferred a large sum to you 7 years ago you wouldn't have to worry either. Does she live with you? Do you work? We'd need more specifics to advise. You could consult an attorney, but of course that would cost money, perhaps 5 figures for the attorney to see it through to the end. Or you could consult with social services in your town to see what they could do. Ultimately there is a way to get her into a NH and that would be through the hospital or maybe APS if you are unable to care for her adequately anymore. They would then apply her for Medicaid and if they do deny they may issue a penalty period where some money may have to be repaid. If you can't repay immediately they may sue to recover (the NH), but they wouldn't release her to an unsafe environment (back to you).
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If she has no assets then Medicaid is your only answer. My MIL is in a very nice facility on Medicaid and she is doing really well and gets the same quality of care as the private pay residents. You need to take care of your health first and foremost. If your mom has no assets, what are you worried about losing? Does she own a house? If you give up the expectation of inheriting that, then you will be very free to make better decisions for your future. Be well and make rational decisions!
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anonymous944475 Aug 21, 2019
I am sorry. I am new to all of this. Trying to figure out what things mean. What is MIL and APS. Thank you
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I’m sorry, but it’s the old saying, “You can’t fool Uncle Sam.” Even if you tried to hide and bury things, Medicaid will find out and that would be Instantaneous denial. If there is any way around it, you’d have to consult with an attorney who specializes in Medicaid ins and outs. Have you considered a home health care company to help?
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